Heat pump or gas boiler: which heating type to choose in 2026?

In 2026 the choice between a heat pump and gas is no longer just a matter of monthly bills, but of how independent you want to be from global market shocks for the next ten years. We know that after 2025, the harsh winter and changing energy prices you feel uncertain. It is difficult to decide when there are concerns about gas availability and new restrictions in Riga on one side, while on the other side there are doubts whether the heat pump will really be effective at minus twenty degrees.

This guide will help you understand the main differences offered by the heat pump or gas boiler by comparing costs, efficiency and suitability for the changing climate in Latvia. We are the Commodus team and our aim is to provide a clear answer to your questions. In the article, you will find the latest information on EQF state support up to 4700 euros, the latest gas tariffs and practical advice on how to ensure peace of mind and warmth in your home in the long term.

Heat pump and gas boiler: Comparison of technologies

The choice between gas and heat pump often seems like a battle between classics and future technologies. Gas condensing boilers are a proven value that has heated houses in Latvia for decades. Their operation is based on maximum efficiency through the recovery of waste gas heat. This means that the boiler uses not only the heat of gas combustion, but also the energy from water vapours that are generated in the process. Such systems are compact and powerful, but they still rely on fossil fuels, the price and availability of which in 2026 has become a major topic of discussion.

Conversely, Principle of thermal pump operation is based on heat "pumping" from the outdoor environment to the indoors. Even if there is frost behind the window, the air contains energy. The heat pump concentrates this energy and transfers it to the heating system. This process is considerably more environmentally friendly, as nothing is directly burned. In Latvian conditions the maintenance of the system is relatively simple, if the installation is carried out professionally. The gas boiler usually serves 10 to 15 years, while a quality heat pump can work safely for 20 years and longer.

Advantages and risks of gas heating

Gas heating still attracts lower initial installation costs. The boiler takes little space and is easy to repair. However, the reality of 2026 is inexorable. Dependence on gas import prices and global political situations creates unpredictableness. Although the role of biomethane and hydrogen interferences in the future is being discussed, it is now more theoretical than a practical solution for households. Account should also be taken of new local government constraints, which, for example, in Riga, no longer allow the installation of new gas boilers in new buildings.

Heat pump efficiency (COP) in Latvian winter

The efficiency of the heat pumps is measured by COP and SCOP indicators. COP indicates the instantaneous efficiency, but SCOP shows the average of the whole season. If SCOP is 4, this means that the system produces 4 kWh of heat for each consumed 1 kWh of electricity. Many are afraid of -20°C frost. Modern equipment such as: CTC air-water heat pumps, has been developed for the Scandinavian and Baltic climate. They continue to heat on a harsh island. Although efficiency at low temperatures is falling a little, modern systems do not lose their meaning. Air-water heat pump guide. After all, the decision on whether to choose Heat pump or gas boiler, depends on the heat resistance of your building and the readiness to invest in a long-term independent.

Cost analysis: Investments against exploitation

The first question of installing a new heating system is usually about money. The installation of a gas boiler has historically seemed cheaper, if there is a gas pipeline at the property. However, the situation has changed in 2026. The purchase of a heat pump requires a higher start-up investment, but the state support through the EQF programme, which reaches up to 4700 euros, reduces this difference significantly. Heat pump or gas boiler, look beyond the first bill and assess the ten-year maintenance of the system.

The variable gas tariff for households is set at approximately EUR 0.0091595/kWh, but the price of the electricity can be 14 euros per month. The electricity prices on the exchange vary by approximately EUR 0.092/kWh, but the fixed plans are slightly more expensive. For an average 150 m2 house gas heating costs between EUR 1400 and EUR 1900 per year. The heat pump allows to predict these costs more precisely because it produces three to four times more energy than it consumes.

The maintenance of systems also differs:

• The gas boiler requires annual burner cleaning, flue-gas inspection and ventilation system control.
• The heat pump must clean the filters and check the pressure in the system once a year.

The heat pump shall be recharged for the period of repayment.

The recovery of investments or ROI directly depends on how efficient the installation works. The heat pump becomes a major winner if combined with its own energy. If you plan to install solar panels, the heat pump consumption can be practically "zeroed" by making heating almost free. We recommend to explore this Guide to solar panelsTo understand how these systems work in a team and increase the energy efficiency of your home.

Hidden costs of gas heating

Gas heating has costs that are often forgotten. These are mandatory safety measures, flue-gas cleaning and ventilation. The European green course also provides for increased CO2 taxes on fossil fuels, which will make gas more expensive in the future. If you want a sustainable solution, it is worth considering CTC air-water heat pumpswhich provides a high energy-certificate class and brings the market value of your property to ensure peace of mind in the long term.

How to choose the most suitable solution for your home?

Choice between whether your house will be Heat pump or gas boilerIf you live in an energy efficient new building or just warm house, the heat pump will be an excellent partner. In contrast, in buildings with high heat losses and old cast iron radiators, the boiler may still seem more rational, although in the long term it means a greater dependence on fossil fuel prices. Before making a decision, it is important to check the power of the electrical connection and the proximity of the gas pipeline, as the connection of a new pipeline can cost more than the heating system itself.

Heat pump in renovated and new buildings

Warm floors are ideal for a couple of heat pumps. They work at low temperatures, allowing the equipment to operate with maximum efficiency. If your house has radiators, they can be replaced with special low temperature models. This will allow you to maintain comfort without increasing electricity bills. In some cases, when additional heat or cooling is required in summer, it is worth looking at this article about air-air for heat pump solutions. Such combinations are often the most practical way to energy independence.

State aid and financing in 2026

In 2026 the state continues to actively support the transition to renewable energy. Under the EQF programme, households have an overall budget of €22.8 million. The main criteria for receiving support are the replacement of fossil fuel installation to a modern heat pump. The maximum support for one project can reach up to €4700 if the installed installation exceeds 10 kW capacity. The Kommodus team is specialized in such projects. We not only install the equipment, but also help to arrange all necessary documentation to ensure that you receive the planned co-financing without any stress.

If you are not sure about the right choice, apply for consultation with Commodus specialistswhich will help you to make accurate calculations for your project.

Commodus recommendations and hybrid solutions

Many people feel that the choice between whether or not the house will Heat pump or gas boilerHowever, the experience of 2026 shows that hybrid heating is becoming increasingly popular. This solution combines the best of both worlds: the heat pump ensures maximum efficiency for most of the year, while the gas boiler serves as a safety cushion in extreme frosts or when electricity prices are experiencing unexpected jumps on the exchange. This approach provides complete energy freedom and peace of mind, allowing for a switch to the most advantageous energy type at any time.

The CTC heat pumps are our team's favourites for changing weather conditions in Latvia. They are created in the Nordic countries, so they are perfectly coping with our wet winters and sudden temperature fluctuations. We, the Kommodus team, have implemented hundreds of different projects since 2010, so we know that a successful result starts with accurate design. A professional plan before purchasing the equipment helps to avoid mistakes in the power selection that could be costly later during operation.

Professional installation and service

Quality installation is as important as the installation itself. Self-operation in the development of heating systems often ends with inefficient operation and a lost manufacturer's guarantee. Certified masters ensure that your CTC air-water heat pumps will work with maximum efficiency and will serve for decades. Regular maintenance by knowledgeable specialists is a small investment that protects against expensive repairs and ensures the system's longevity.

Next steps towards efficient heating

If you are still not sure about your choice, we offer free consultations and site monitoring. Our specialists will prepare individual estimates for both options so that you can see the real cost-benefit difference for your home. Remember that for a complete comfort and healthy microclimate it is also worth thinking about modern ventilation and recuperation systems. Contact us and together we will find a solution that will provide warmth and comfort in your home in the long term.

Warm Home and Peace of Heart: Your Next Step

In 2026 the decision whether your house will be Heat pump or gas boilerWhile gas condensing boilers attract lower starting costs, heat pumps offer unsurpassed efficiency and the possibility to use state support up to EUR 4700. Our experience shows that hybrid solutions become the middle of the gold for those who want maximum safety and independence from the fluctuations of one energy resource.

We are a team of over 15 years of experience in the Latvian market. Our certified assembly specialists provide full service from the first sketch to regular maintenance of the equipment. We not only install the equipment, but also help to arrange all necessary documentation for receiving state co-financing so that your investment pays for faster. Get an individual calculation of the heating system from Kommodus experts!

Do not be afraid of changes, as the right partner makes the transition to a new type of heating simple and understandable. Choose smart and enjoy the heat provided by a professionally installed and customized system for your house. We are here to help you create a cozy and safe atmosphere every day.

Frequently asked questions about the choice of heating

Can the heat pump replace the gas boiler completely in the old house?

Yes, the heat pump can provide the necessary heat in the oldest house, but it requires a professional approach. Modern high temperature heat pumps are designed to work effectively with traditional radiator systems that require hoter water. We recommend that you evaluate the heat resistance of the building before installing it, as each improved square meter of thermal insulation directly reduces your future electricity bills.

How much electricity is used for the heat pump in winter months?

The electricity consumption depends directly on the building's surface and outdoor air temperature. On average, a heat pump in a house of 150 m2 with good insulation consumes about 400 to 800 kWh in colder winter months. The precise consumption is determined by the SCOP indicator of the appliance, which shows the average efficiency throughout the whole season. Heat pump or gas boiler, it is important to calculate not only the kilowatt-hours consumed, but also the overall independence of the system from fossil fuel prices.

Will gas heating in Latvia be banned in the near future?

The total ban on gas heating is not currently planned for the whole country, but the restrictions are becoming more stringent. Riga Municipality no longer harmonises the installation of new gas installations in new buildings or changes in heating, unless there is a specific economic justification. European Union policy is clearly moving towards a gradual abandonment of fossil fuels, which means that gas heating may become more expensive in the future due to CO2 taxes.

What role does outdoor air temperature play in heat pump efficiency?

The outdoor temperature has a direct effect on the instantaneous efficiency of the unit or COP indicator. When the temperature falls below minus 15 degrees, the heat pump needs more energy to produce the same amount of heat. However, modern equipment, such as CTC models, is specially adapted to the northern climate and continues to efficiently heat the housing even when behind the window is minus 25 degrees frost.

Is hybrid heating more expensive than one type of heating?

Initial investment in a hybrid system, which is both a heat pump and a gas boiler, is usually higher because of the need to install two plants. However, such a solution is often the most economically advantageous in the long term. This allows flexible response to energy price fluctuations on the stock market, choosing the cheapest fuel at a given moment, and provides maximum security in extreme weather conditions.